ManpowerGroup Services India Private Limited

Job Description:

- Evaluate mortgage loan requests in order to approve or deny applications

- To check income, credit history, debt ratios and savings meets the particular loan/client guidelines

- Review documentation for compliance with internal and regulatory guidelines

- Thorough knowledge of current US underwriting guidelines, federal and state laws

- Review appraisal report to make sure it is accurate and thorough, so that the home is truly worth the purchase price

- Analyze the loan documents and credit risk, borrower and property information

- Analyze employment profile, credit strength, property characteristics

- Verify accuracy of supporting employment, down payment, appraisal, and financial documentation received

- Calculate various ratios (LTV/DTI/CLTV/Payment shock) while reviewing the loan file

- Performing a full analysis of the loan file and making appropriate recommendations/conditions regarding deficiencies identified during the loan review

Salary:Best in Industry

Industry:BPO / Call Centre / ITES

Farea:Financial Services, Banking, Investments, Insurance

Life Insurance/Financial Services

Role:Underwriter

Keyskills:Underwriting Us MortgageUS Residential MortgageMortgages Mortgage Underwriter Mortgage underwriting Mortgage Underwriter

Desired Candidate Profile:

Education: UG - Any Graduate - Any Specialization 

PG - Any Postgraduate - Any Specialization, Post Graduation Not Required 

Doctorate - Any Doctorate - Any Specialization, Doctorate Not Required

- Evaluate mortgage loan requests in order to approve or deny applications

- To check income, credit history, debt ratios and savings meets the particular loan/client guidelines

- Review documentation for compliance with internal and regulatory guidelines

- Thorough knowledge of current US underwriting guidelines, federal and state laws

- Review appraisal report to make sure it is accurate and thorough, so that the home is truly worth the purchase price

- Analyze the loan documents and credit risk, borrower and property information

- Analyze employment profile, credit strength, property characteristics

- Verify accuracy of supporting employment, down payment, appraisal, and financial documentation received

- Calculate various ratios (LTV/DTI/CLTV/Payment shock) while reviewing the loan file

- Performing a full analysis of the loan file and making appropriate recommendations/conditions regarding deficiencies identified during the loan review

Company Profile:

ManpowerGroup Services India Private Limited 

http://www.manpower.co.in

Leading BPO Solutions Pvt.Ltd.based out in Chennai

Contact Details:

Recruiter Name:Namrata Pandya

Contact Company:ManpowerGroup Services India Private Limited

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